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HDFC Bank Home Loan

Turn your dream home into reality with HDFC Bank Home Loan. Get attractive interest rates, flexible repayment options, and quick loan processing.

Interest Rate

7.15% p.a. onwards

Processing Fee

₹9K + GST

Max Tenure

30 Years

Max LTV

Up to 90%

Why apply with butter.money?

Instant eligibility check within 2 minutes
100% digital and paperless process
Dedicated loan expert for your application
Higher chances of approval with smart matching
Exclusive cashback on processing fees

About HDFC Bank Home Loan

HDFC Bank Home Loan helps you purchase, construct, renovate, or transfer your existing home loan with flexible repayment options and fast approvals.

Loan tenure up to 30 years
Home purchase & construction loans
Balance transfer facility available
Top-up loan options
Flexible repayment solutions
Strong nationwide presence

HDFC Bank Interest Rates 2026

Based on CIBIL Score & Applicant Type

CIBIL ScoreSalariedSelf Employed
Above 8007.15%7.15%
750–7997.35%7.35%
730–7497.75%7.75%
700–7297.90%7.90%
Below 7008.65%8.65%

Fees & Charges

Processing Fee₹9K + GST
Prepayment PenaltyNil for floating-rate loans
Legal & Valuation FeeAs per actuals
Late Payment PenaltyApplicable on overdue EMI

Popular HDFC Bank Schemes

Find the right product for your needs

Scheme NameBest Suited ForInterest Rate
HDFC Home LoanHome purchase or construction7.15% onwards
HDFC Plot LoanPlot purchase7.15% onwards
HDFC Balance TransferExisting loan transfer7.15% onwards
HDFC Top-Up LoanAdditional funding7.15% onwards
%

Compare Top Banks

BANKRATE
HDFC Bank7.15% onwards
SBI7.25% onwards
Axis Bank7.30% onwards
ICICI Bank7.40% onwards

Home Loan EMI Calculator

Loan Amount
₹1,00,00,000
₹10,00,000₹10,00,00,000
Interest Rate
%7.15
6%20%
Tenure (Years)
Yrs15
1 Yr30 Yrs
Your Monthly EMI
₹90,724

Total Amount: 1,63,30,234

Interest AmountLoan Amount
Loan Amount
₹1,00,00,000
Interest Amount
₹63,30,234

Frequently Asked Questions

HDFC Bank Home Loan interest rates start from 8.50% p.a., subject to eligibility.

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