ICICI Bank Home Loan
Finance your dream home with ICICI Bank Home Loan. Get competitive interest rates, flexible repayment options, and quick digital processing.
Interest Rate
7.40% p.a. onwards
Processing Fee
₹5K + GST
Max Tenure
30 Years
Max LTV
Up to 90%
Why apply with butter.money?
Instant eligibility check within 2 minutes
100% digital and paperless process
Dedicated loan expert for your application
Higher chances of approval with smart matching
Exclusive cashback on processing fees
About ICICI Bank Home Loan
ICICI Bank Home Loan helps you purchase, construct, renovate, or transfer your home loan with flexible repayment options and digital application support.
Loan tenure up to 30 years
Home purchase & construction loans
Balance transfer facility available
Top-up loan options
Digital application journey
Extensive branch network
ICICI Bank Interest Rates 2026
Based on CIBIL Score & Applicant Type
| CIBIL Score | Salaried | Self Employed |
|---|---|---|
| Above 800 | 7.40% | 7.45% |
| 780–800 | 7.60% | 7.70% |
| 750–780 | 7.65% | 7.75% |
| Below 750 | 7.90%–8.00% | 7.90%–8.00% |
Fees & Charges
Processing FeeUp to 0.35% of Loan Amount
Prepayment PenaltyNil for floating-rate loans
Legal & Valuation FeeAs per actuals
Late Payment PenaltyApplicable on overdue EMI
Popular ICICI Bank Schemes
Find the right product for your needs
| Scheme Name | Best Suited For | Interest Rate |
|---|---|---|
| ICICI Home Loan | Home purchase or construction | 7.40% onwards |
| ICICI Balance Transfer | Existing loan transfer | 7.40% onwards |
| ICICI Top-Up Loan | Additional funding | 7.40% onwards |
| ICICI Plot Loan | Plot purchase | 7.65% onwards |
%
Compare Top Banks
BANKRATE
HDFC Bank7.15% onwards
SBI7.25% onwards
Axis Bank7.30% onwards
ICICI Bank7.40% onwards
Home Loan EMI Calculator
Loan Amount
₹1,00,00,000
₹10,00,000₹10,00,00,000
Interest Rate
%7.4
6%20%
Tenure (Years)
Yrs15
1 Yr30 Yrs
Your Monthly EMI
₹92,134
Total Amount: 1,65,84,099
Loan Amount
₹1,00,00,000
Interest Amount
₹65,84,099
Frequently Asked Questions
ICICI Bank Home Loan interest rates start from 8.50% p.a., subject to eligibility.
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