Does IndusInd Bank charge a processing fee?

Yes. Processing fees are charged as per the applicable home loan scheme.

Are there prepayment charges?

No. Floating-rate home loans generally have no prepayment penalties.

Can I transfer my existing home loan to IndusInd Bank?

Yes. IndusInd Bank offers home loan balance transfer facilities.

What is the maximum tenure available?

IndusInd Bank offers home loan tenures of up to 30 years.

IndusInd Bank Home Loan

Buy your dream home with IndusInd Bank Home Loan. Get competitive interest rates, flexible repayment options, and a simple application process.

Interest Rate

7.80% p.a. onwards

Processing Fee

0.125% + GST

Max Tenure

30 Years

Max LTV

Up to 90%

Why apply with butter.money?

Instant eligibility check within 2 minutes

100% digital and paperless process

Dedicated loan expert for your application

Higher chances of approval with smart matching

Exclusive cashback on processing fees

About IndusInd Bank Home Loan

IndusInd Bank Home Loan helps you purchase, construct, renovate, or transfer your existing home loan with flexible repayment options and personalized solutions.

Loan tenure up to 30 years

Home purchase & construction loans

Balance transfer facility available

Top-up loan options

Flexible repayment plans

Quick approval process

IndusInd Bank Interest Rates 2026

Based on Applicant Type

Applicant Type	Interest Rate
Salaried	7.80% onwards
Self Employed	7.80% onwards

Fees & Charges

Processing FeeUp to 1.00%

Prepayment PenaltyNil for floating-rate loans

Legal & Valuation FeeAs per actuals

Late Payment PenaltyApplicable on overdue EMI

Popular IndusInd Bank Schemes

Find the right product for your needs

Scheme Name	Best Suited For	Interest Rate
IndusInd Home Loan	Home purchase	7.80% onwards
Balance Transfer	Existing loan transfer	7.80% onwards
Top-Up Loan	Additional funding	7.80% onwards
Plot Loan	Plot purchase	7.80% onwards