Does Piramal Finance charge a processing fee?

Yes. Processing fees are charged as per the applicable home loan scheme.

Are there prepayment charges?

No. Floating-rate home loans generally have no prepayment penalties.

Can I transfer my existing home loan to Piramal Finance?

Yes. Piramal Finance offers home loan balance transfer facilities.

What is the maximum tenure available?

Piramal Finance offers home loan tenures of up to 30 years.

Piramal Finance Home Loan

Make your homeownership journey easier with Piramal Finance Home Loan. Get flexible loan options, competitive interest rates, and personalized support.

Interest Rate

9.90% p.a. onwards

Processing Fee

1% + GST

Max Tenure

30 Years

Max LTV

Up to 90%

Why apply with butter.money?

Instant eligibility check within 2 minutes

100% digital and paperless process

Dedicated loan expert for your application

Higher chances of approval with smart matching

Exclusive cashback on processing fees

About Piramal Finance Home Loan

Piramal Finance Home Loan helps you purchase, construct, renovate, or refinance your home with flexible eligibility criteria and customized loan solutions.

Loan tenure up to 30 years

Home purchase & construction loans

Balance transfer facility available

Top-up loan options

Flexible eligibility assessment

Personalized loan solutions

Piramal Finance Interest Rates 2026

Based on CIBIL Score & Applicant Profile

Applicant Profile	Interest Rate
Eligible Customers	9.90% onwards
Final Interest Rate	Up to 13.00%

Fees & Charges

Processing FeeUp to 2.00% of Loan Amount

Prepayment PenaltyAs per lender policy

Legal & Valuation FeeAs per actuals

Late Payment PenaltyApplicable on overdue EMI

Popular Piramal Finance Schemes

Find the right product for your needs

Scheme Name	Best Suited For	Interest Rate
Piramal Home Loan	Home purchase or construction	9.90% onwards
Piramal Plot Loan	Plot purchase	9.90% onwards
Piramal Balance Transfer	Transfer existing home loan	9.90% onwards
Piramal Top-Up Loan	Additional funding	9.90% onwards