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Vridhi Finserv Home Loan

Own your dream home with Vridhi Finserv Home Loan. Get flexible loan solutions, simple eligibility criteria, and personalized support throughout your journey.

Interest Rate

12.00% p.a. onwards

Processing Fee

As per lender policy

Max Tenure

30 Years

Max LTV

Up to 90%

Why apply with butter.money?

Instant eligibility check within 2 minutes
100% digital and paperless process
Dedicated loan expert for your application
Higher chances of approval with smart matching
Exclusive cashback on processing fees

About Vridhi Finserv Home Loan

Vridhi Finserv Home Loan helps salaried and self-employed borrowers purchase, construct, or renovate a home with flexible eligibility and repayment options.

Loan tenure up to 30 years
Home purchase & construction loans
Self-employed friendly assessment
Balance transfer facility available
Flexible repayment options
Personalized customer support

Vridhi Finserv Interest Rates 2026

Based on CIBIL Score & Applicant Profile

Applicant ProfileInterest Rate
Eligible Customers12.00% onwards
Final Interest RateUp to 16.50%

Fees & Charges

Processing FeeUp to 2.00% of Loan Amount
Prepayment PenaltyAs per lender policy
Legal & Valuation FeeAs per actuals
Late Payment PenaltyApplicable on overdue EMI

Popular Vridhi Finserv Schemes

Find the right product for your needs

Scheme NameBest Suited ForInterest Rate
Vridhi Home LoanHome purchase or construction12.00% onwards
Vridhi Plot LoanPlot purchase12.00% onwards
Vridhi Balance TransferTransfer existing home loan12.00% onwards
Vridhi Top-Up LoanAdditional funding12.00% onwards
%

Compare Top Banks

BANKRATE
HDFC Bank7.15% onwards
SBI7.25% onwards
ICICI Bank7.40% onwards
Vridhi Finserv12.00% onwards

Home Loan EMI Calculator

Loan Amount
1,00,00,000
₹10,00,000₹10,00,00,000
Interest Rate
%12
6%20%
Tenure (Years)
Yrs15
1 Yr30 Yrs
Your Monthly EMI
₹1,20,017

Total Amount: 2,16,03,025


Interest AmountLoan Amount
Loan Amount
₹1,00,00,000
Interest Amount
₹1,16,03,025

Frequently Asked Questions

Vridhi Finserv Home Loan interest rates start from 9.00% p.a., subject to eligibility.

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